My name is Isabel. Nobody at the Ashford Winter Gala knew who I was. That was the plan. Three hundred guests in black tie, every face behind a velvet mask, a string quartet playing under crystal chandeliers.

My host, Mr. Ashford, stood at the head of the room in his white dinner jacket, announcing the engagement of his son to a woman in a pale blue gown. The ballroom applauded.

I had received my invitation with no name on it, only a red ribbon and a card that said: ‘Come as yourself.’

I crossed the marble floor slowly, my heels clicking. Guests stepped aside. When I reached the middle of the floor, I lifted my hand to the strings of my mask and let it fall.

Mr. Ashford’s glass hit the marble before anyone else moved. And the woman in blue went as white as her gown.

‘Isabel,’ he whispered. ‘You died in the fire.’

‘That is what you told the insurers,’ I said, in a voice that carried across the silent room.

Twelve years earlier I had been his son’s first fiancée. When Ashford Textiles nearly went bankrupt, the family staged a warehouse fire, and my father, the company’s accountant, was made the scapegoat. I disappeared that winter to protect my mother.

Since then I had built a life under another name. I became a forensic accountant. It took me nine years to find the ledgers, and three more to find the right night.

I opened my clutch and took out a small silver drive. ‘Every payment is on it,’ I said. ‘Every forged signature. The fire was never an accident.’

Three of the masked guests removed their masks. They were my colleagues from the Financial Crimes Unit, and they had been standing among the party for two hours.

The quartet had stopped. The woman in the blue gown began to cry. She had known nothing.

‘I’m not here to ruin your night,’ I told her gently. ‘Only to end a very long one.’

They took Mr. Ashford away through the front doors under a chandelier that had once been paid for with my father’s name. My father was cleared a month later. He watched the news with tears in his eyes and my mother’s hand in his.